What Are Your Liabilities?

So in this next section, Paul centers on himself, but not in a self-centered way. Rather he illustrates how Christ redeemed him out of his malice toward Christians and how Christ wants to use Timothy to do this same work with woke believers in Ephesus. The evidence that he gives Timothy is the testimony of his own life. He declares that he, too, was once like these Ephesians — a hater, bully, and brazen man. So with this context, listen to how Paul states this in the following few verses:

I thank him who has given me strength, Christ Jesus our Lord, because he judged me faithful, appointing me to his service, though formerly I was a blasphemer, persecutor, and insolent opponent. But I received mercy because I had acted ignorantly in unbelief, and the grace of our Lord overflowed for me with the faith and love that are in Christ Jesus. — 1 Timothy 1:12-14

I love that Paul can list his liabilities — blasphemer, persecutor, and insolent. But I also love that he sees these attributes as something in the past — though formerly I was a blasphemer, persecutor, and insolent opponent.

Paul does two things here that the Christian man should do.

  1. He names his liabilities.
  2. He sees them as something former because of God's grace.

We should do the same. First, we should be able to name past our liabilities. Some men cannot. Either because they are too arrogant to admit they have liabilities or they have not taken the time to reflect on what they might be. So what are yours? Can you name and identify them specifically and not just generally? And second, if you do know them and have been humbled by them, are they becoming something of the past, or do you cling to them because you have trouble accepting God's grace?

If you are having trouble answering these questions, do what Paul did here. First, name your liabilities, and then see them in the light of God's grace. Because until you do, you might be just as woke as the believers in Ephesus. Self-sufficient men living by the Law and not by grace.

ASK THIS: Have you done 1 & 2 above?

DO THIS: List your liabilities and accept God's grace again.

PRAY THIS: God, I need your grace. 

PLAY THIS: This Is Amazing Grace.

short | practical | biblical
Read through the Bible daily with Vince Miller.

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David Josker

Pride, selfishness, liar, impatience, lack of compassion, anger to name a few. God, I need your grace today and everyday.


I have become the lowest of God’s children if you consider my past. Now that I have accepted Jesus Christ as my savior and received his grace, I now have wondered if his grace will still be there for me as many time as I have failed to keep his commandments. Even so I am confident that I have overcome the evil one and look forward to every day that an given and to love all that the day may bring.


Mark, Jason, and Dennis I identify with you all with my past liabilities. Adultery, porn, and making my career my god for too long. Thank God for His grace to save me and continue to work with me to sanctify me for His purpose! I am praying for my brothers today that we all get on the J train!

Bill Rowekamp

Vince, what do you mean by woke believers. I see this term used in other applications also. Still don’t know what it really means. Hope the retreat is going well.

Mike Kimball

Alcohol addiction, pornography, pride, selfishness, liar, self-reliance.
By God’s grace and mercy I have turned thr page on this chapter a began to live in the renewed mind and spirit. Praise Him always!


Adulterer, sexual immorality, addictions to alcohol and pornography, rebellious. Praise God for His forgiveness and abundant grace.

Tom F. Sr.

Grace, grace, God’s grace, grace that is greater than all my sin! I am so thankful for God’s grace, forgiveness, and redemptive power!

1 Timothy 1:17
To THE King of the ages, immortal, invisible, THE ONLY God, be honor and glory forever and ever! Amen!

Jeff Falley

Adulterer, Liar,Selfish, Lover of money. Thankfully all these things have went away thanks to the Grace of God. Every once in awhile I have to check myself on being selfish and a lover of money, but by God’s Grace I am getting better.


Sexual Immorality, Adultery, pornography addiction, living selfishly and relying on my own strength rather than living a Godly life. Today I can stand before you all and my Lord and proclaim that those things are in the past, that through God I am a new man living in His grace and mercy. Like Jason, God led me to Vince and the brothers here and has worked in my life through a “Daniel” – a brother in Christ who keeps me accountable. Shall I say WE keep each other accountable truly iron sharpening iron! God is good fellas!


Adultery in the past that brought me to meet Vince and all of you brothers in Christ. Work – so concerned with providing for my family under my own strength – about to come to the end of that job and have to trust and rely on Jesus grace for me and the family whatever and wherever that takes us.


You got it Jason, like you said trust and rely on Jesus! I pray that your faith remains strong through these times.


Thank you! God is Good!

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